How many credit bureaus are there?

There are three major credit bureaus, and your credit score will vary depending on which one provided the data to create that score. Key takeaways: A credit bureau — sometimes called a credit reporting agency — is a business that collects data about you and how you've used credit. The three major credit bureaus are Equifax, Experian and TransUnion.

Does Experian check all 3 credit bureaus?

Lenders typically provide data to all 3 credit bureaus, but some may only report to 1 or 2. When you apply for credit, lenders typically won’t check all 3 credit reports. Each credit bureau has unique data, so your FICO ® Score 8 can vary by bureau. What else can you do with Experian?

What are the three major credit bureaus?

Equifax, TransUnion and Experian are the three main credit bureaus in the U.S. They are the three largest nationwide providers of consumer credit reports to lenders, insurance providers, employers and other companies who use credit information to help predict risk.